Terms of Service
Last Updated: May 25, 2026
Welcome to Heaptalk.com, operated by Heaptalk (“Heaptalk,” “we,” “our,” or “us”). By accessing or using this website, you agree to comply with and be bound by the following Terms of Service (“Terms”). If you do not agree with these Terms, please do not use the website.
Heaptalk is a professional business and media platform focused on news, insights, expert talks, entrepreneurship, finance, technology, investment, and industry developments in Indonesia and globally.
1. Acceptance of Terms
By accessing, browsing, or using Heaptalk.com, you confirm that you:
- Are at least 18 years old or have legal parental/guardian consent;
- Agree to comply with these Terms and all applicable laws and regulations;
- Understand that your continued use of the website constitutes acceptance of any future modifications.
2. Use of the Website
You agree to use the website only for lawful purposes and in a manner that does not:
- Violate any applicable laws or regulations;
- Infringe upon the rights of others;
- Interfere with the security, functionality, or accessibility of the website;
- Introduce malware, spam, automated scraping, or malicious code;
- Attempt unauthorized access to our systems or servers.
We reserve the right to suspend or terminate access for users who violate these Terms.
3. Intellectual Property Rights
Unless otherwise stated, all content on Heaptalk.com, including but not limited to:
- Articles
- Editorial content
- Graphics
- Logos
- Videos
- Designs
- Branding
- Website layout
- Text and media assets
are owned by or licensed to Heaptalk and protected under applicable copyright, trademark, and intellectual property laws.
You may:
- Share article links for personal or non-commercial purposes with proper attribution.
You may not:
- Reproduce, republish, scrape, copy, modify, distribute, or commercially exploit content without prior written permission from Heaptalk.
4. User-Generated Content
If you submit comments, guest articles, media, messages, or other content to Heaptalk, you grant us a non-exclusive, worldwide, royalty-free license to use, publish, edit, display, and distribute such content across our platforms.
You are solely responsible for the content you submit and agree that it:
- Does not infringe third-party rights;
- Is not defamatory, unlawful, misleading, or harmful;
- Does not contain malware, spam, or malicious material.
We reserve the right to remove or moderate content at our discretion.
5. Editorial Disclaimer
Heaptalk publishes news, opinions, insights, interviews, sponsored content, and contributed articles for informational purposes only.
We do not guarantee:
- The completeness,
- Accuracy,
- Reliability,
- Availability, or
- Timeliness
of any information published on the website.
Opinions expressed by contributors, interviewees, or guest writers do not necessarily represent the views of Heaptalk.
Nothing on this website constitutes professional legal, financial, investment, or business advice.
6. Sponsored Content & Advertising
Heaptalk may publish:
- Sponsored articles,
- Brand collaborations,
- Advertorials,
- Paid partnerships,
- Promotional campaigns,
- Affiliate links,
- Event partnerships.
Sponsored or paid content may be identified accordingly where required by applicable regulations.
We are not responsible for third-party products, services, offers, or websites linked from sponsored content or advertisements.
7. Third-Party Links
Our website may contain links to external websites or services operated by third parties. These links are provided for convenience only.
Heaptalk does not:
- Endorse,
- Control,
- Monitor, or
- Assume responsibility
for third-party websites, content, or practices.
Accessing third-party websites is at your own risk.
8. Privacy
Your use of the website is also governed by our Privacy Policy.
Please review our Privacy Policy to understand how we collect, use, and protect user data.
9. Limitation of Liability
To the fullest extent permitted by law, Heaptalk shall not be liable for any:
- Direct,
- Indirect,
- Incidental,
- Consequential,
- Special, or
- Punitive damages
arising from:
- Your use of the website,
- Inability to access the website,
- Reliance on published information,
- Third-party links or services,
- Security vulnerabilities,
- Errors or interruptions.
All website content is provided “as is” and “as available” without warranties of any kind.
10. Indemnification
You agree to indemnify and hold harmless Heaptalk, its directors, employees, contributors, affiliates, and partners from any claims, liabilities, damages, losses, or expenses arising from:
- Your use of the website;
- Your violation of these Terms;
- Your infringement of third-party rights.
11. Termination
We reserve the right to:
- Restrict,
- Suspend, or
- Permanently terminate
access to the website or services without prior notice if we believe a user has violated these Terms or applicable laws.
12. Changes to Terms
Heaptalk may update or modify these Terms at any time without prior notice. Updated versions will be posted on this page with a revised “Last Updated” date.
Continued use of the website after changes become effective constitutes acceptance of the revised Terms.
13. Governing Law
These Terms shall be governed and interpreted in accordance with the laws of the Republic of Indonesia, without regard to conflict of law principles.
Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts located in Indonesia.
14. Contact Information
For legal inquiries, permissions, partnerships, or questions regarding these Terms, please contact:
or email:
legal@heaptalk.com
