Heaptalk, Jakarta — Indonesia’s P2P GandengTangan maintained a robust growth trajectory. The platform’s TKB90—an industry-standard metric indicating loans overdue by more than 90 days—remained at a commendable 96.5%, reflecting its commitment to high-quality funding.
Throughout 2024, GandengTangan successfully disbursed loans totaling US$16.9 million, or around Rp275 billion, marking a 58% increase from Rp174 billion in 2023. This growth contributes to a cumulative total of Rp545 billion in loans, benefiting over 53,293 borrowers, 91.2% of whom are Micro, Small, and Medium Enterprises (MSMEs).
Jezzie Setiawan, CEO of GandengTangan, said, “Last year has been crucial for Indonesian MSMEs to become more adaptive and innovative, especially with the rise in digital technology adoption. We at GandengTangan are proud to support MSMEs in their journey towards economic independence and sustainable growth,”
This P2P startup uses advanced technologies, including AI-based analytics for transaction analysis and early fraud detection, to streamline loan assessments and ensure high loan quality. These technological advancements have enabled the platform to sustain a high loan return rate.
Moreover, the company has expanded its platform capabilities through embedded financing features, allowing other digital platforms to offer integrated financing solutions. This innovation facilitates seamless partnerships and enhances access to financial services across broader ecosystems.
Set to reach more Indonesian MSMEs in 2025
In 2025, GandengTangan plans to broaden its reach and support more MSMEs across Indonesia. With a strategy centered on innovation and measured risk mitigation, the company aspires to increase loan return rates and provide more inclusive financial access.
In partnership with strategic entities such as Pertamina PDC, Finku, BukuWarung, Mekari, and Terratai Asia (Impact VC), GandengTangan is committed to breaking down economic barriers for MSMEs. The company’s initiatives empower entrepreneurs economically and foster financial self-sufficiency.
“We aim to strengthen our collaboration with financial institutions and strategic partners, enabling us to channel more productive funds to MSMEs. We are optimistic about contributing to a more inclusive and sustainable Indonesian economy through this,” Jezzie Setiawan added.
Fully licensed and regulated by the Financial Services Authority (OJK), GandengTangan is a trusted platform supporting MSME growth in Indonesia. Key services such as invoice financing up to Rp2 billion) and microfinancing (loans under Rp50 million per member) are tailored to meet the diverse funding needs of MSMEs, boosting Indonesia’s business landscape.
