Heaptalk, Jakarta — Coinciding with Ramadan 1445H, PT Axa Mandiri Financial Services (Axa Mandiri) launched its latest product named Amanah Syariah Protection Insurance (03/19). This product provides protection benefits since the participant is alive until the end of the insurance period based on Sharia principles.
Through this insurance, policyholders can fulfill their responsibility to themselves, other people, and their religion. Amanah Syariah consists of a basic plan, plan plus, and plan max with a choice of a 5-year contribution payment term for 8-year protection or a 10-year contribution payment term for 15-year protection.
For the basic plan, participants will receive a death benefit and final insurance benefits. Plus plan participants will obtain death benefits, final insurance benefits, and protection benefits from 77 critical conditions. Meanwhile, plan max policyholders will receive death benefits, final insurance benefits, and protection benefits from 77 critical conditions as well as hospitalization benefits, including daily, ICU, and recovery.
Apart from that, policyholders can achieve their dreams for the future by using the end of insurance period benefit of up to 115% of the basic contribution funds that have been paid while the policy is still active until the end of the insurance period. The benefits at the end of this insurance period can also help policyholders accomplish their dreams without sacrificing their trust in their families.
Offering badal hajj and waqf
Amanah Syariah also offers badal hajj benefits and waqf features, allowing policyholders to achieve blessings and glory in the afterlife. The waqf that can be distributed is worth up to 45% of the insurance compensation value. This product also provides funeral services for the Greater Jakarta area for customers who choose the waqf feature.
“In the month of Ramadan, Axa Mandiri is again presenting the newest Sharia insurance product with innovative benefits that can help people maintain responsibility in this world and glory in the afterlife. We present Sharia Trust Protection Insurance with a range of life, health, and end-of-life insurance benefits that can be leveraged to fulfill the customer’s responsibility,” said Axa Mandiri Director Uke Giri Utama.
Policyholders also have the opportunity to gain an underwriting surplus from tabarru fund during the insurance period. Tabarru fund is a collection of funds originating from contributions from policyholders that will be used if a risk occurs to participants with its use following the applicable Sharia insurance agreement. Through tabarru fund, policyholders can help other policyholders when a risk occurs.
“This product is in line with the life-stage campaign from Axa Mandiri which invites people to manage risks from the beginning of life to the end, or in other words, anticipate the unexpected. Amanah Syariah Protection Insurance completes our range of products and services that people can utilize to achieve their dreams at every stage of life while reaching glory,” Uke concluded.
