Heaptalk, Jakarta – PT. SeaBank Indonesia has reported impressive financial results for the first quarter of 2025, showing sustained growth across key financial indicators. Amid this growth, SeaBank continues to uphold its commitment to social responsibility, particularly through promoting financial literacy and empowering women and Small and Medium Enterprises (SMEs).
SeaBank’s CEO, Sasmaya Tuhuleley, emphasized the importance of combining business growth with tangible social contributions. “We believe that a healthy business must go hand in hand with a meaningful contribution to society. Empowering women, including SME owners, and ensuring equal access to financial literacy are essential for creating a more prosperous society in Indonesia,” Sasmaya stated.
Strong Financial Performance
In the first quarter of 2025, SeaBank achieved a pre-tax profit of Rp 124 billion, with a post-tax profit of Rp 97 billion, marking an 88% increase compared to the same period last year. The bank’s total assets grew by 16% year-on-year, reaching Rp 37.4 trillion. Return on Assets (ROA) also showed significant improvement, rising from 0.82% to 1.40%.
SeaBank’s credit distribution grew 36% year-on-year, totaling Rp 25 trillion, with a Non-Performing Loan (NPL) ratio maintained at a low 1.57%. Meanwhile, third-party funds increased by 10% year-on-year, reaching Rp 27 trillion, with a Current Account and Savings Account (CASA) ratio improving to 66.78%, compared to 64.49% in the same period last year.
SeaBank is also expanding its credit portfolio through collaborations with P2P lending partners and testing a new retail loan product for selected customers.
Focus on Empowering Women and SMEs
Alongside its strong financial performance, SeaBank continues to prioritize the empowerment of women and SMEs by expanding financial literacy. The bank’s interactive and engaging educational programs aim to ensure that participants, especially women entrepreneurs, can absorb and apply the material more effectively.
Through these initiatives, SeaBank is committed to unlocking the full potential of Indonesian SMEs, particularly female entrepreneurs, by providing them with the tools and knowledge needed to manage finances effectively, plan for growth, and utilize banking products and services.
As of March 31, SeaBank processed an average of 5.9 million daily transactions, with a daily transaction volume totaling Rp 3.5 trillion. This marks an increase from the previous quarter and highlights the growing demand for SeaBank’s services.
Positioned for Sustainable Growth
In order to support its continued growth, SeaBank ensures robust capital adequacy, with a Capital Adequacy Ratio (CAR) of 24.62% as of the end of Q1 2025. The bank remains focused on maintaining financial stability to provide high-quality services to its customers and support inclusive and sustainable economic growth in Indonesia.
